When a car accident results in death, hiring a car accident attorney to pursue a wrongful death claim is an obvious course of action. When someone sustains only mild or moderate injuries from a car wreck, the need for a car accident attorney is not so obvious. Here are the 5 reasons why you should always hire a car accident lawyer after being involved in a motor vehicle accident:
(1) Dealing with Insurance Companies.
Insurance companies are in the business of making money and keeping all payments they make on claims as low as possible. Usually, the moment after a car accident is reported, an insurance company will dispatch its teams of lawyers and adjusters who immediately begin taking all steps necessary to protect the insurance company’s interests (not yours!), by making things overly difficult on you or taking full advantage of your lack of knowledge of the laws and insurance policy.
Before paying you a penny, the insurance adjuster will require you to sign various legal documents. Those documents include a “release” in which you are agreeing to release the at-fault driver and the insurance company from all liability and responsibility of paying for your damages. The insurance adjuster may also require you to give a “recorded” statement, hoping that you’ll put your foot in your mouth or that you’ll be recorded saying something that the insurance company can later use against you to deny your claim.
A car accident attorney will know the tricks, gimmicks, and lies that insurance companies love to use, and will know how to fight the insurance companies for the compensation you deserve.
(2) Knowledge of All Potential Damages.
Louisiana law allows compensation to injured victims of auto accidents. However, such compensation is limited to certain damages, and the values for some of those damages have been pre-set by Louisiana courts (pain and suffering, etc.). Therefore, settling with the insurance company or the at-fault driver, you need to hire a Louisiana car accident attorney to advise you of all compensation that you are entitled to. You might aim far too low when estimating yourself.
(3) In-Depth Knowledge of the Law.
Louisiana has its own brand of “civil” laws, which are very different from the “common” laws used in all other 49 states in the U.S.A. They include many laws that significantly affect your ability to obtain a recovery for your damages after a car accident, such as laws on lawsuit filing deadlines, damages, and others. A Louisiana car accident attorney will have knowledge of those Louisiana laws, so that your legal interests are protected.
If the insurance company refuses to pay or settle all or some of your claims, court litigation may be the only option left to you for payment of your damages. Without knowledge of the Louisiana legal procedures for filing your lawsuit and proving your case, you’ll be at risk of having your case dismissed. A Louisiana car accident lawyer like one at the Russell Law Firm, will know what procedural rules and laws are applicable to your case and how to comply with them.
(5) Avoid Financial Loss.
If you don’t file suit on time, don’t sue the right defendant, or don’t present sufficient evidence to the court, you may forever lose all rights to compensation for your damages and end-up being on the hook for the payment of the medical bills, costs, and fees associated with a car wreck that was caused by someone else’s fault.
Insurance companies spend their days fighting legitimate claims from injured and faultless victims. Just as the insurance companies hire others to protect their legal interests, you should have an experienced car accident lawyer to protect and fight for your best legal interests after a car accident.
Car Accident Attorneys On Your Side.
The Russell Law Firm’s car accident lawyers work relentlessly to obtain justice for victims of car accidents caused by other negligent drivers. Our talented Baton Rouge, Louisiana car accident attorneys serve clients throughout Louisiana. Explore your options for legal recourse by contacting the Russell Law Firm for a complimentary, no-obligation, private consultation. After discussing the circumstances of your chain reaction car accidents, Russell Law Firm attorneys can determine if you have a viable claim and pursue damages for medical expenses, loss of income, pain and suffering, property repairs, and other losses.
- All Louisiana District Courts
- All Louisiana Appellate Courts
- Louisiana Supreme Court
- Middle District Court of Louisiana
- Western District Court of Louisiana
- Eastern District Court of Louisiana
- Court of Appeals for the Fifth Circuit
**Information furnished herein is only general and not a substitute for personalized legal advice. The photographs are not depictions of any actual even or scenes, but merely dramatizations.